如果我打算很快搬家,我应该重新申请贷款吗?

大多数贷款机构为贷款再融资收取费用. So, 如果你只打算在这里住几年, 你每月的积蓄可能无法收回这些成本. 例子: 贷方收取1美元,000 to refinance your loan that resulted in saving you $50 each month; it would take 20-months to recoup your initial costs. 一些贷款机构会收取比平均利率稍高的再融资贷款利率, 但将免除所有与贷款相关的费用. 这将取决于你当前贷款的利率.