谁拥有估价?

官方APP下载公司拥有评估，即使借款人支付了它. 这是因为官方APP下载公司以借款人的名义进行评估, 估价师在报告中列出了该官方APP下载公司. The borrower does have the right to receive a copy; however it's the mortgage company's discretion to give the borrower the original appraisal report.